You may think that you need a degree in accounting or economics to save anything significant on your budget each month. However, that is not the case. In fact, there are several super simple measures you can take that will leave your pockets bulging with cash. Keep reading to find out what they are.

Utility Savings

What you may not realize is that you are paying out way more than you need to for the basics in your home. I’m talking about things like energy and water here.

In fact, there are two approaches that you can take related to utilities. The first is to be more frugal with your usage. That is, you keep an eye on what you are using and reduce this, something you can do by turning off lights when you aren’t in the room or fixing leaky taps.

Alternatively, you may save a significant amount of money by using a comparison site for your bills. In fact, with the incentives that many electric and water companies offer for new customers, you could save a decent amount of money very fast. You won’t even have to worry about the switch over, as this is usually dealt with for you by the new company you choose to use.

Stop Smoking

There is a great deal of information about the benefits of stopping smoking for our health. However, what we often forget is that it can help us save some serious money as well.

In particular, cigarettes are expensive and can cost you hundreds of dollars a month. Then, there are more long term costs related to the medical care needed because of smoking. Something likely to be much more necessary with all the risk of disease smoking is associated with.

Use a Prepaid Cell Phone

For many, the most massive bill of the month will be their cell phone. It’s not surprising either as we pretty much live our lives through our smartphone these days.

However, even with such high usage, there’s a way to reduce our cell phone cost. It’s by going for a Prepaid Bill option. The reason being that you cannot go over your intended spend, and so always keep a tighter grip on your cell phone costs.

Pack Your Lunch

Finally, if you treat yourself to a burger or sandwich from the store each day at work, it may be time to rethink things. This is because bought lunches can end up costing you a small fortune over the month.

Instead, it’s much more feasible to bulk buy the ingredients for your lunch and pack them yourself. You don’t even have to spend a lot of time doing this. In fact, you can often have effortless lunches that take little prep like carrot sticks and hummus. Alternatively, you can make extra when you cook your evening meal and take in the leftovers for lunch at work the next day. Something that is easy, tasty, and can save you lots over the course of a year!